PUBLISHED: MAY 2026 | TAX POLICY & ESTATE PLANNING As of September 30, 2025, a seismic shift occurred in American fiscal policy. Following Executive Order 14247, the IRS began its formal phase-out of routine paper refund checks. We moved into a "digital-first" era, where pixels replaced paper. But what happens when the digital trail goes cold? Specifically, what happens to the refund of a taxpayer who passes away before the money hits their account? There has been much concer

The Lifetime Risk of Cognitive Decline Has More Than Doubled to 42% of People Aged 55 and Older Watching a parent experience cognitive decline is heartbreaking. It's a slow, often painful process that robs them of their memories, their independence, and eventually, their very sense of self. And while it’s a difficult topic to confront, there are critical steps you need to take now to protect your parent and your family's future. The stark truth is, if your parent has advanci

In estate planning, the durable power of attorney (DPOA) is often a hidden gem. This critical legal document can bring peace of mind and...